Banking Rules
You may bank some, or all, of your Vacation Club Points* to use during your next Use Year between 12 and 4-6 months before the end of the present Use Year as outlined in the chart below.

Benefit Level Banking Deadline
prior to the end of current use year
Use Banked Vacation Club Points
Owner 6 months Within the immediately following Use Year
Select 6 months Within the immediately following Use Year
Executive 4 months Within the immediately following Use Year
Presidential 4 months Within the following 1.5 Use Years
Chairman's Club 4 months Within the following 2 Use Years

Once banked, Vacation Club Points need to be used for vacations that occur during the following Use Year. They may not be banked again, borrowed back, or transferred to another Owner.

*Hold Points, Plus Points, and FDB Points cannot be banked.