[OBL] Dear [FullLabelName], Your [UseYear] Club Points will expire on [UseYearEnds]. But there's still time to book an exciting holiday before they expire! If you don't think that you'll use all of your remaining Points, you may have the option to bank them into your next Use Year. Your deadline for banking is [DeadlineDt]. To go over your options or to bank your Points, please contact Member Services.